What You Must Prove to Win Disability Income
You know you can’t work because of your health problems. Each month brings the same worry: How do I pay my bills and make ends meet when I’m no longer able to work?
Social Security Disability benefits could give you the financial stability you need to get your life back on track.
But the process to apply for benefits—or appeal a decision if you’re denied—can be overwhelming.
You have to meet very specific requirements to qualify for Social Security Disability.
The Social Security Administration (SSA) is a massive government agency with a complex system for deciding who receives disability benefits.
When you don’t know where to start, a disability attorney from Olinsky Law Group can help.
Do I Meet the Social Security Definition of “Disabled”?
The SSA defines a “disability” as a medical condition that makes it impossible for you to work. Your disability can be physical, mental or a combination of conditions.
The SSA has a long list of impairments that can qualify you for benefits. No matter your diagnosis, the key to winning disability income is showing that your health problems are severe enough that you can’t work.
You need to show Social Security that you meet these three qualifications:
- You can no longer do the work you’ve done before—and the reason is your health.
- Your health problems also keep you from adjusting to other work.
- Your medical conditions are expected to last at least 12 months or lead to death.
While each of these three statements might seem simple, they all require you to submit the evidence to prove it.
The most important part of winning your case is your medical evidence. Keep regular records of all your medical appointments, tests, and medications.
Whether you’re applying for the first time or filing an appeal, the attorneys at Olinsky Law Group can help you navigate the process and receive the benefits you deserve.
We’re nationally recognized for our experience in appeals—all the way to the Federal Court level. We represent hundreds of Social Security claimants Federal Court every year.
You don’t have to pay anything to get us to review your case and your options.
Which Type of Disability Benefits Could I Get?
Another key part of your disability claim is your work history and financial situation.
Social Security runs two different disability programs. Which one is right for you depends on your economic background:
- Social Security Disability Insurance (SSDI): You enrolled in this program when you worked and paid Social Security taxes from every paycheck. When you can’t work, these are benefits you’ve earned. They come with monthly checks and qualify you for Medicare health coverage. You must meet these requirements:
- You’ve worked at least 5 of the 10 years right before you experienced your disability. (If you’re under 31, you can get an exception.)
- You earned enough work credits by paying Social Security taxes.
- Supplemental Security Income (SSI): If you don’t have enough recent work history to qualify for SSDI—and you can’t work because of your health—you can still receive disability benefits through the SSI program. Benefits include monthly checks and Medicaid health coverage. You must meet certain financial requirements:
- Your income falls below designated levels.
- Your other resources, like savings and property, are limited.
What If I’m Denied Benefits?
Most people get denied when they first apply for Social Security Disability benefits. But you can appeal and have more success.
Appeals are even more complicated than applications. At this stage, it’s important to work with an experienced attorney.
The Olinsky Law Group is a leading law firm for appealing disability denials.
Other attorneys and non-attorney disability advocates often send their cases to us when they reach advanced levels of appeals. We can take your case all the way to the Supreme Court, if it goes that far.
When you have health problems, the last thing you need is the stress of facing the Social Security Disability application or appeals process on your own. At the Olinsky Law Group, our mission is to get back your financial stability, your independence and your sense of peace. We’ll be by your side every step of the way.